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High Risk Health Insurance Plans and Pools



High risk health insurance risk plans, also known as high risk pools, are special State-based programs that provide a safety net for the "medically uninsurable" population. These are people who have been denied standard health insurance coverage because of a pre-existing health conditions, or who can only purchase private health insurance plans that are highly restrictive or which have extremely high rates. States offering health insurance risk plans are identified below:

Alabama Health Insurance Plan
Alaska Comprehensive Health Insurance Association
Arkansas Comprehensive Health Insurance Pool
California Major Risk Medical Insurance Program
CoverColorado
Connecticut Health Reinsurance Association
Idaho Individual High Risk Reinsurance Pool
Illinois Comprehensive Health Insurance Plan
Indiana Comprehensive Health Insurance Association
Iowa Comprehensive Health Association
Kansas Health Insurance Association
Kentucky Access
Louisiana Health Insurance Association
Maryland Health Insurance Plan
Minnesota Comprehensive Health Association
Mississippi Comprehensive Health Insurance Risk Pool
Missouri Health Insurance Pool
Montana Comprehensive Health Insurance Association
Nebraska Comprehensive Health Association
New Hampshire Health Plan
New Mexico Medical Insurance Pool
North Carolina Health Insurance Risk Pool
Comprehensive Health Association Of North Dakota
Oklahoma Health Insurance High Risk Pool
Oregon Medical Insurance Pool
South Carolina Health Insurance Pool
South Dakota Risk Pool
CoverTennessee (AccessTN)
Texas Health Insurance Risk Pool
Utah Comprehensive Health Insurance Pool
Washington State Health Insurance Pool
AccessWV
Wisconsin Health Insurance Risk Sharing Plan
Wyoming Health Insurance Pool





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